Get access to credit solutions designed to support your personal goals, grow your business, or strengthen your investment group – with financing that fits your needs and timing.
We combine the personal touch of a direct lender with the professionalism of Kenya's top financial institutions.
Affordable rates, no processing fees. You know exactly what you pay.
Same-day disbursement, often in under 6 hours after a quick call.
We assess based on conversation and trust, not just credit score.
With logbook loans, you drive while repaying. No asset repossession.
We are a fast-growing direct lending company dedicated to providing flexible financial solutions that empower individuals and businesses to achieve their goals. Just like Kenya's #1 certified institutions, we believe in creating financial swiftness and stability.
Our products include logbook loans, asset finance, business capital, and import duty financing – all at a transparent rate. We help clients meet urgent needs, expand businesses, or invest in their future with confidence.
Whether you need personal capital, business funding, or asset financing – we have a solution that fits your life.
Unlock cash from your car in as little as 6 hours. Keep driving while you repay. Up to KES 5M.
Request QuotePower your everyday business – restock, expand, or manage cashflow with flexible flat loans.
Request QuoteClear your containers fast. Avoid demurrage with quick financing for duties and taxes.
Request QuoteAccess part of your salary before payday. Quick approvals with simple documentation.
Request QuoteAcquire vehicles, machinery, or equipment with structured repayment plans tailored to your cashflow.
Request QuoteConsolidate or transfer your existing loan to us and enjoy better terms and manageable repayments.
Request QuoteEstimate your monthly repayment
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Real stories from Kenyans who have grown with Tata Credit.
"The logbook loan I got from Tata Credit was a game-changer. I was able to purchase new stock for my shop and my sales have doubled. The process was unbelievably fast!"
Business Owner, Nairobi
"I never thought I could afford a car. The asset finance team was so helpful, they guided me through everything. Now I drive my own car to work every day. Thank you!"
First-time Car Owner
"Demurrage charges were eating into my profits. The import duty financing was processed so quickly that I cleared my container two days ahead of schedule. Highly recommended."
Importer, Mombasa
Requirements depend on the specific product. In most cases, you’ll need your National ID, KRA PIN, and proof of income. If you’re applying for a car logbook loan, the logbook should be at least six months old from the date it was issued. For loan buy-offs, you’ll also be required to provide a discharge letter from your current lender.
Our process is built for efficiency. Logbook loans can be approved and processed in as little as six hours. Other loan types may take a bit longer, depending on the complexity and document verification, but we always strive to complete everything as quickly as possible.
No CRB checks for most loans. We assess based on conversation, asset value, and your repayment capacity.
Fill in the form and one of our experts will get back to you within 1 hour.